Loan Repayment Programs

Loan Repayment Applications for 2023 are closed

• Our Loan Repayment Applications open September/October 2024

  • Deadline for any application questions including emails and phone calls will be November 15th, 2024 
  • Applications must be completed online

GBHCW Loan Repayment Programs

The GBHCW administers service-cancelable loan repayment programs for physicians, dentists, physician assistants, advanced practice registered nurses and nurse faculty.

The programs assist in paying any debt incurred for tuition, fees, and other expenses associated with the completion of the aforementioned degrees for practitioners who agree to practice full-time in an underserved, rural county in Georgia with a population of 50,000 or less.

• Nurse Faculty Loan Repayment Program (NFLRP)
• Physicians for Rural Areas Assistance Program (PRAA)
• Dentists for Rural Areas Assistance Program (DRAA)
• Physician Assistant Loan Repayment Program (PALRP)
• Advanced Practice Registered Nurse Loan Repayment Program (APRNLRP)
• Georgia Physician Education Loan Repayment Program (GPELRP)

Here are resources to determine the eligibility of a county you may be interested in servicing:

• Loan Repayment Programs Eligibility Map

• Health Outcomes Link

Nurse Faculty Loan Repayment Program (NFLRP):

• A service-cancelable loan of $25,000.  Payments made over two years.  Selected NFLRP Recipients may receive the lesser of 50% of the outstanding student loan balance or $25,000 over two years.
  • Year 1 amount = lesser of 40% of total award or $10,000
  • Year 2 amount = lesser of 60% of total award of $15,000
• Must possess a Masters or Doctoral Degree in Nursing.
• Must be currently employed and have been employed for 1 year as faculty in the University System of Georgia, an institution subject to paragraph (10) of subsection (a) of Code Section 20-3-250.3, or Unit of the Technical College System of Georgia in a position that requires an advanced degree in professional nursing.
• The application closes December 1, 2023 and must be completed via the online system.

Please click on the link below for NFLRP program requirements and application materials.

Physicians for Rural Areas Assistance Program (PRAA):

• A service-cancelable loan of up to $25,000 per year to licensed physicians
• Assists physicians in repaying outstanding medical education loan debt
• Physicians must provide direct patient care in medically underserved, rural areas of Georgia
• "Full-time" practice is a minimum of 40 hours per week (of which 32 hours must be direct patient contact while the remaining hours can be administrative)
• Contracts are awarded for one year and are renewable for an additional three terms (for a maximum of four years and $100,000)
• Funding for this program is provided solely by the State of Georgia
• The application cycle runs from Sept. 1 through Dec. 1

PRAA Information Sheet

Please click on the link below for PRAA program requirements and application materials.

Dentists for Rural Areas Assistance Program (DRAA):

• A service-cancelable loan of up to $25,000 per year to licensed dentists
• Assists dentists in repaying outstanding dental education loan debt
• Dentists must provide direct patient care in medically underserved, rural areas of Georgia
• "Full-time" practice is a minimum of 40 hours per week (of which 32 hours must be direct patient contact while the remaining hours can be administrative)
• Contracts are awarded for one year and are renewable for an additional three terms (for a maximum of four years and $100,000)
• Funding for this program is provided solely by the State of Georgia
• The application cycle runs from Oct. 1 through Dec. 1

DRAA Information Sheet

Please click on the link below for the DRAA program requirements and application materials.

Physician Assistant Loan Repayment Program (PALRP):

• A service-cancelable loan of up to $10,000 per year to licensed physician assistants
• Assists PAs in repaying outstanding PA education loan debt
• PAs must provide direct patient care in medically underserved, rural areas of Georgia
• "Full-time" practice is a minimum of 40 hours per week (of which 32 hours must be direct patient contact while the remaining hours can be administrative)
• Contracts are awarded for one year and are renewable for an additional three terms (for a maximum of four years and $40,000)
• Funding for this program is provided solely by the State of Georgia
• The application cycle runs from Oct. 1 through Dec. 1

PALRP Information Sheet

Please click on the link below for the PALRP program requirements and application materials.

Advanced Practice Registered Nurse Loan Repayment Program (APRNLRP):

• A service-cancelable loan of up to $10,000 per year to licensed advanced practice registered nurses
• Assists APRNs in repaying outstanding APRN education loan debt
• APRNs must provide direct patient care in medically underserved, rural areas of Georgia
• "Full-time" practice is a minimum of 40 hours per week (of which 32 hours must be direct patient contact while the remaining hours can be administrative)
• Contracts are awarded for one year and are renewable for an additional three terms (for a maximum of four years and $40,000)
• Funding for this program is provided solely by the State of Georgia
• Application cycle runs from Oct. 1 through Dec. 1

APRNLRP Information Sheet

Please click on the link below for the APRNLRP program requirements and application materials.

Physicians Education Loan Repayment Program (GPELRP):

• A service-cancelable loan of $150,000.  Payment made annually over a four year duration to licensed physicians
• Assists physicians in repaying outstanding medical education loan debt
• Physicians must provide direct patient care in medically underserved, rural areas of Georgia
• "Full-time" practice is a minimum of 40 hours per week (of which 32 hours must be direct patient contact while the remaining hours can be administrative)
• Funding for this program is provided solely by the State of Georgia
• The application cycle runs from Oct.1 through Dec. 1

GPELRP Information Sheet

Please click on the link below for GPELRP program requirements and application materials.

If you have questions about any loan repayment program listed here, please contact: